Protecting Those Who Protect Us: Fire Department Insurance from RT Emergency Services

At RT Emergency Services, we understand that fire departments—whether volunteer or career—face complex risks every time the alarm sounds. From liability at the scene of an emergency to damage or loss of expensive apparatus and specialized gear, having the right insurance coverage in place is critical. That’s where we come in.

We specialize in insurance for emergency services and have decades of experience working with fire departments just like yours. Whether you’re protecting a rural township or an urban district, your team deserves coverage that’s built for the realities of the job.

What Fire Department Insurance Should Cover

Comprehensive fire department insurance goes beyond basic liability. At RT Emergency Services, we help departments secure customized coverage that can include:

• Apparatus and Equipment – Protect your trucks, tankers, ambulances, turnout gear, and communication systems.
• Liability Protection – Coverage for both professional and general liability, including on-scene incidents, training exercises, and public events.
• Portable Equipment & Tools – Radios, rescue tools, thermal imaging cameras, and more.
• Volunteer & Employee Coverage – Including workers’ compensation, accidental death and dismemberment, and disability benefits.
• Buildings and Property – Station coverage that fits your department’s size and location.
• Cyber and Data Breach Protection – For departments using digital reporting, scheduling, or record-keeping software.

Trusted Experts Who Know Your Needs

When it comes to protecting first responders, experience matters. At RT Emergency Services, Lona, Brandy, and Brian are your go-to experts. Each of them brings years of hands-on experience working with fire departments, emergency service providers, and public entities.

They understand your challenges—because they’ve worked in the field and with departments of all sizes. Their job is to listen, assess your unique risks, and build a plan that keeps your department secure—on and off the fireground.

Let’s Talk About Your Coverage

There’s no one-size-fits-all solution when it comes to fire department insurance. Whether you’re reviewing your current policy or building a new department from the ground up, we’re here to help.

Contact Lona, Brandy, or Brian at RT Emergency Services today for a complimentary insurance assessment. We’re ready to walk through your current coverage, identify gaps, and ensure your department is protected—so you can stay focused on protecting your community.

RT Emergency – Insurance For Emergency Services

Your mission is to serve. Ours is to protect.

📞 765.362.4660
📧 brandy@rt-insurance.com
🌐 https://rtemergencyservices.com/#home-contact